Guides / Quarterly estimator

2026 quarterly estimated tax calculator

For freelancers and the self-employed. See what you'll owe for 2026, self-employment tax included, and the quarterly payment that keeps you penalty-free.

Your 2026 numbers

Business income minus business expenses (Schedule C net profit).

W-2 wages, interest, etc. (before deductions).

Enables the prior-year safe harbor, which is often the smaller target.

Enter your expected 2026 numbers and you'll get your total tax, self-employment tax included, plus the quarterly payment that avoids an underpayment penalty.

When to pay

2026 installments are due April 15, June 15, September 15, 2026, and January 15, 2027. Pay online via IRS Direct Pay. Add every deadline to your calendar (.ics), and if you've already missed a quarter, the penalty calculator shows exactly what it's costing and how the withholding rescue can still save you.